Toll Brothers Inc. is a luxury homebuilder who is tired of watching buyers sit on the sidelines waiting for mortgage rates to hit bottom. They are now offering on their new-home inventory a 30-year, fixed-rate mortgage at an interest rate of 3.99% with no points paid up-front. The idea is to get those teetering on the fence to finally jump off and buy.
This is a brilliant idea on their part and the phone has been ringing off the hook. Now they are even locking that rate in for nine months for those who want to buy a new, built-to-suit home.
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